NettetCell phone insurance covers you financially for the possible loss or damage of your cell phone. In other words, if you’re worried someone will steal or drop your phone, you … Nettet20. mar. 2024 · An excess is the amount of money that will come out of your pocket when you claim. If, for example, you have a R1 000 excess and your R10 000 phone is stolen, your insurer will pay R9 000 and you’ll pay R1 000. Excesses on cell phone insurance come in two flavours: percentage excesses (like 15%) and flat excesses (like R1 000).

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